For instance, someone who has recently opened lots of credit cards will look suspicious to lenders Too many of the same type, and you may appear to be risky. Your credit mix is the number and types of credit lines you have open, or have had in the past. Your credit mix: as well as the amount of money you’ve borrowed, lenders will look at what types of loans you’ve taken out.Too many ongoing loans and too high an outstanding balance, and you will appear a more risky prospect
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